• Outbound payments in your local currency: £1/1€ per transaction (currently 50 free per month)
• Virtual card fee: 30p/30c per card (currently free)
• Inactive account fee: £1/1€ per month after 12 months of not using your account and card
• No free allowance for card spending in a foreign currency (currently £2,000 free per month)
• No free ATM allowance (currently £100 free per month)