RRSP幾似香港嘅MPF，有啲僱主會match返contribution，但RRSP高質太多，因為想投資咩都得，中途想攞返又得，自由度好高
I have never heard of employer contributing to RRSP on employee's behalf.
There are limitation on how often you can trade on TFSA and RRSP account. Withdraw on RRSP will trigger taxes. Gain on trading can be considered as income if you are considered a "trader" by CRA.
黯然銷魂飯
2021-6-26 01:14:24
:^(
炸豆腐
2021-6-26 01:14:51
多唔多支那人
你老母唔係我
2021-6-26 01:15:17
我去做嘢先
今晚放工再逐一回覆大家
:^(
Ads
你老母唔係我
2021-6-26 01:16:51
同埋我係真絲
可唔可以唔好叫我Bro / 巴打
:^(
CNTower
2021-6-26 01:22:08
Frequent trading in RRSP is OK
However, frequent trading in TFSA may be an issue.
Is a Tax-Free Savings Account (TFSA) always tax-free? The name alone would suggest that's the case, but there are instances when income earned in a TFSA and other registered accounts – including investment income and realized capital gains – may be subject to income tax.
It's important to remember that TFSAs are registered accounts intended for investing and growing your savings over time. They are not meant for frequent trading, running an investment business or day trading. If you trade extensively in your TFSA, the Canada Revenue Agency (CRA) may consider your account to be "carrying on a business." Any income (dividend and interest) and the full amount of realized gains (net of any realized losses) would be subject to tax
多謝上面咁多位巴絲嘅分享