和珅嚐蛋
2021-1-2 09:47:43
Ted Hui's Credit Card Canceled and Balance
Appropriated by HSBC as a "Commercial Decision"
The Hongkong and Shanghai Banking Corporation (HSBC) has confirmed that all HSBC credit cards of my family and myself have been unilaterally cancelled without notice by the bank as a "commercial decision" of its. HSBC has stated that the outstanding balance on the credit card shall be deducted from the account; on the other hand, if there is an available balance, it may not be possible to return the sum to me. They have also asked me to call them later and "see what the bank can do about it."
The following points are worthy of public attention:
1. According to the government's announcement, the police has never asked HSBC to cancel the credit card accounts of me and my family. The decision to cancel the credit cards is a political one out of HSBC’s own political consideration, with a view to aiding the regime to crack down on opposition voices. This deed has no legal basis at all.
2. On the credit cards of both my family and myself, as a result of consumption refunds, the credit is more than the debit. The balances (around a few tens of thousands of Hong Kong dollars) are all private property protected by Hong Kong’s Basic Law. They are now unlawfully embezzled by HSBC without any explanation.
3. My family and I have been customers of HSBC Premier for decades. We have always had a good credit history. Our past mortgages and repayments were all handled via HSBC. Now, under a "commercial decision" that has nothing to do with credit, the bank arbitrarily cancels customers' credit cards and embezzles their assets, acting like a robber.
To me and my family, canceling the credit card is not a big deal; I can apply for one at other banks around the world. But the reason why my experience is important to Hong Kong is because it reflects the business community’s attachment and obedience to the regime under the National Security Law, which can completely override law and policies, and the regulators can only be "politically correct" and helpless.
Such an established bank actually have become so ugly and so degenerate. How Hong Kong's banking and financial system will continue to be dragged to Hell, one may wait and see. I solemnly request HSBC to publicly account for the incident and I demand the regulatory institutions to look into it, otherwise I will consider taking other international follow-up actions. The details will be announced later.
#HK officials and their families under international sanction actually keep their bank accounts as well as credit cards
Ted Hui's Credit Card Canceled and Balance
Appropriated by HSBC as a "Commercial Decision"
(Please scroll down for English)
證實因「商業決定」取消信用卡、侵吞盈餘
匯豐銀行證實，我及家人所有匯豐信用卡已經被銀行單方面、沒有通知下取消，原因是銀行的「商業決定」。匯豐指，信用卡內卡數欠款會從戶口中扣除；相反，若有結餘，則未必可以將款項退回給我，並要求我稍後再打電話去「看銀行可如何處理」。
以下幾點值得公眾留意：
1． 按政府曾公開的說法，警方從來沒有要求匯豐取消我及我全家人的信用卡戶口。取消信用卡的決定，是匯豐自己的政治考慮、政治決定，旨在協助政權打擊反對聲音，做法完全無法律基礎。
2． 我及家人的信用卡內，均因為消費退款關係，盈餘比欠款多，結餘款項（約數萬港元）均是受香港《基本法》保障的私有財產，現在被匯豐非法侵吞，沒有提供任何解釋。
3． 我與家人數十年來均是匯豐卓越理財客戶，從來信貸記錄良好，過往樓宇按揭及還清樓按等，均是透過匯豐辦理。現在一個與信貸無關的 「商業決定」下，銀行竟隨意取消客戶的信用卡，侵吞資產，行為猶如強盜。
對我及家人來說，取消信用卡沒大不了，我在全世界其他銀行也可申請。但我的經歷對香港之所以重要，是反映了商界在國安法下對政權的依附及順從，可以完全凌駕法律及政策，而監管機構亦只能「政治正確」，無可奈何。
一間老牌銀行可變得多醜陋多墮落，如何繼續攬炒香港銀行金融體系，大家可以留名繼續收看。我在此嚴正要求匯豐公開交代事件，及要求監管機構作出調查，否則我會考慮其他國際上的跟進行動，詳情稍後公布。
＃被國際制裁的官員及家屬反而又有戶口又有信用卡
＃今次無得賴話黑警要求啦