唔開心買鞋
2020-7-2 21:18:26
我諗我要快D出文寫呢個題目; non-PR need more deposit so lower LTV; sometimes as high as 30%
係呀呢邊借唔到太多,年薪4-5倍max
有父幹(gifted deposit) 另計
個人認為shared ownership 本來唔差,但係而家就唔好了因為cladding and mortgage issues
-_-_-_-_-_-
2020-7-2 21:23:13
此回覆已被刪除
乜東東芫茜䓤
2020-7-2 21:49:29
:^(
唔開心買鞋
2020-7-2 21:59:55
尋日同broker 傾完因為肺炎好難做到90%
cladding不一定關shared ownership事
但好多shared ownership都係multi storey building which the lenders need a certificate from the freeholder to certify the external materials (even it's not a "cladding") to meet the latest fire safety requirements
but most housing associations don't have them